Comprehending and navigating what is and isn’t covered by your dental insurance can be confusing, but understanding your plan is an essential step towards getting the necessary care and treatment to ensure healthy teeth and gums. Just because dental work is not completely covered by your insurance does not mean that the work is not necessary.
Maximizing Your Dental Benefits. Even if your dentist is “in network” or participates with your insurance plan, this does not translate into all of the dental work you receive being 100% covered. As with most medical insurance plans, there is often an annual maximum dollar amount above which the patient is responsible for all additional charges. Some plans also have a deductible – or an amount that must be spent on dental care costs – before insurance will begin covering any charges from the dentist.
What is Covered by My Plan? With hundreds of dental insurance companies all offering countless plans – it is impossible for your dentist office to accurately answer this often-asked question. Most dental benefits are calculated on an annual basis, but not necessarily from January to December. Check with your insurance company to determine when your annual benefits start and finish. Many plans include fine print items, such as exceptions, frequency limitations, and exclusions, as well as the disclaimer that “benefits will be determined after the insurance company receives a claim”.
How Do I Know How Much Dental Work Will Be Cost? Since a dentist cannot submit a claim to the insurance company until after dental work has been completed, it is not possible to know exactly what will be covered vs. what the patient will be responsible for until after the dental work has been done. While it is the patients’ responsibility to understand their dental insurance benefits, at Roselle Park Dental we will provide an estimate of coverage prior to completing any dental work.
To learn more, visit Roselle Park Dental online or call us at 908-998-4698 to learn how to maximize your dental benefits …
Wednesday, September 23, 2015
Wednesday, September 2, 2015
Head Back to School with a Healthy Smile
As summer winds down, it is time to send the kids back to school again! Along with shopping for new school supplies and getting back into a daily routine, now is the time to schedule your kid’s annual dental check-up as well.
A regular visit to the dentist is just as important as your child’s annual physical, since according to the Centers for Disease Control and Prevention, tooth decay affects U.S children more than any other chronic infectious disease. Oral health issues can lead to speech impediments, trouble eating, and ultimately missed school days – all of which can hinder your child’s ability to learn and thrive at school.
According to the American Academy of Pediatrics, 40% of children suffer from tooth decay before starting kindergarten. Routine dental visits can help ensure your child does not develop cavities over time, and can help to teach them proper preventative measures.
While getting back into the swing of a daily routine again, it is also the perfect time to reestablish good dental health habits including brushing twice a day and flossing properly daily. While finishing up your shopping, let the kids pick up a new toothbrush to help get them excited about caring for their teeth and gums!
To schedule your child’s annual dental visit at Little Smiles of Roselle Park Dental, visit www.littlesmilesofnj.com or call us at 908-998-4698.
A regular visit to the dentist is just as important as your child’s annual physical, since according to the Centers for Disease Control and Prevention, tooth decay affects U.S children more than any other chronic infectious disease. Oral health issues can lead to speech impediments, trouble eating, and ultimately missed school days – all of which can hinder your child’s ability to learn and thrive at school.
According to the American Academy of Pediatrics, 40% of children suffer from tooth decay before starting kindergarten. Routine dental visits can help ensure your child does not develop cavities over time, and can help to teach them proper preventative measures.
While getting back into the swing of a daily routine again, it is also the perfect time to reestablish good dental health habits including brushing twice a day and flossing properly daily. While finishing up your shopping, let the kids pick up a new toothbrush to help get them excited about caring for their teeth and gums!
To schedule your child’s annual dental visit at Little Smiles of Roselle Park Dental, visit www.littlesmilesofnj.com or call us at 908-998-4698.
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